Earn 3.22% APY from US Treasury Bills. Deposit USDC, create payment streams, and access institutional-grade yield — all on-chain.
Deposit USDC and earn institutional-grade yield backed by US Treasury Bills via Hashnote USYC. Non-custodial, transparent, and fully on-chain.
Create programmable USDC payment streams with yield accruing on locked funds. Recipients earn while they wait — a DeFi-native payroll solution.
Deposit USDC from 7 chains (Ethereum, Arbitrum, Base, Optimism, Polygon, Avalanche, Solana) via Circle CCTP V2. Bridged directly into the vault.
Three steps to start earning institutional-grade yield on your USDC.
Use MetaMask, WalletConnect, or create a passkey wallet with Circle Modular Wallets for gasless onboarding.
Deposit directly on Arc, or bridge from 7 chains via Circle CCTP V2. Your USDC is converted to vault shares.
Your vault shares appreciate as US Treasury Bill yield accrues. Claim anytime or stream payments to others.
The YieldVault deposits into Hashnote's US Yield Coin (USYC) — a tokenized money market fund investing in short-term US Treasury Bills. Institutional-grade, regulated, and transparent.