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TheFutureofMoney
Shouldn't Sleep

Treasury-backed yield. Programmable payments. Autonomous finance. Built on Arc Network, powered by Circle.

Global treasury yields, flowing on-chain — in real time.

Protocol

Every Dollar Working, Every Second

Meridian Finance integrates every layer of the Circle stack — from yield to payments to identity — into a single, seamless protocol on Arc Network.

Treasury Yield Vault

ERC-4626

Deposit USDC, earn ~5% APY from US Treasury bills via USYC. Sovereign yield, fully on-chain, auditable by anyone.

Payment Streaming

Real-time

Continuous, per-second salary flows. Recipients withdraw earned funds at any moment while idle USDC keeps generating yield.

Cross-Chain Transfers

CCTP V2

Move USDC from Ethereum, Polygon, Arbitrum, Base, and more — directly into the vault via Circle CCTP. No third-party bridges.

Passkey Wallets

Circle Modular

Face ID. Fingerprint. No seed phrase. One biometric scan deploys a smart account across 8 chains simultaneously.

Zero gas fees. Zero seed phrases. Powered by Circle Gateway & Paymaster.

Traction

Real Numbers, Real Testnet

No vanity metrics. Real on-chain data from a protocol built with no funding and no marketing budget.

$0K+

Total Value Locked

USDC deposited on Arc Testnet

Unique Wallets

Vault share holders on-chain

Vault Transactions

Verified on Arcscan

Token Transfers

ERC-20 transfers on protocol

Lines of Code

Solidity + TypeScript

~0%

Treasury Yield APY

From US T-Bills via USYC

Smart Contracts

Whitelisted by Circle

Security Incidents

Zero exploits since launch

Built on

Our Story

From Zero to DeFi Protocol in 107 Days

The full story of building Meridian Finance — the sleepless nights, the hard pivots, the day Circle's CEO shared our work. A 10-minute read.

Read the Full Story

TheFutureofMoneyShouldn't Sleep